HOPE Inside
Six programs, all free to clients, delivered by Financial Wellbeing Coaches at HOPE Inside locations and online. Partner and donor scholarships pay for it, so you never do.
Every program follows the same three steps, and every one is free to clients.
Build the basics in free workshops and courses: budgeting, credit and saving.
Work one on one with a Financial Wellbeing Coach on a plan built around your own goals.
When you are ready, your coach helps you take the next step with partners and products that fit.
The goal behind every program: 700 Credit Score Communities®.
Everyday money
Sit down with a coach to understand your credit report, set up a budget you can keep, pay down what you owe and start saving. You choose the goals; your coach helps you reach them.
A first home
Preparing to buy a first home is easier with a guide. HUD-certified coaches help you get mortgage-ready, understand the real costs of owning and choose with confidence.
Entrepreneurs
For aspiring and existing business owners, including Black entrepreneurs, through One Million Black Businesses, an initiative launched in October 2020 to create, grow or scale one million Black businesses by 2030.
Employers
Employers fund it and employees use it for free: one-on-one help with budgets, credit, debt and saving, offered as part of the job.
Recovery
Coaches help families put their finances and documents in order before an emergency and plan a steady recovery after one, work HOPE has carried on in Puerto Rico since 2017 and on Maui after the 2023 wildfires.
Youth
Programs for school-age youth and young adults build money skills early: earning, saving, credit and planning for what comes next.
Representative imagery, not real individuals.
Partners, donors and volunteers are why every program costs clients nothing.
